“Whatever the present moment contains, accept it as if you had chosen it. Always work with it, not against it. Make it your friend and ally, not your enemy.” ~Eckhart Tolle
Have you ever had a big financial expense knock you down?
I had one of those situations hit me many years ago. I had just gone through a tough breakup, was experiencing regrets about my career choice, and was also struggling to get on my feet financially.
I was feeling beat down and decided to try to lift myself up by getting my finances in better shape. I was able to cut some expenses and, over the next few months, was able to tuck away some extra money in a savings account.
I was starting to feel a little giddy about my newfound ability to save.
Then, my car broke down.
No! I can’t afford a major expense right now. Why can’t I catch a break?
I stood up on shaky legs, and that mean old universe kicked me right back down again, like I belonged there or something.
I started evaluating my options.
Could I fix my car myself? No.
Did I have a friend or family member that could help me fix it? No.
Could I leave the car broken? Yes, but this was not a great option given the distance I lived from work.
It looked like my best option was to pay a repair shop to fix it for me. I was sad and disappointed, as I saw my savings account balance plummet back down to almost nothing after paying for the repair.
I was struggling to get enthusiastic about continuing with my savings plan after the setback. Why bother?
Then, I happened to see a reference to a quote attributed to Albert Einstein, “The most important decision we make is whether we live in a friendly or hostile universe.”
The universe sure seemed hostile to me at the time. The quote sparked my curiosity. Can we really make a decision about what type of universe we live in?
What if the universe wasn’t being mean but was being friendly?
I decided to test out this new way of thinking.
Instead of acting like everything was happening to hurt me, I shifted my attitude. What if this situation was happening for my benefit?
I started digging around in my mind, looking for any thoughts about what could be of benefit to me in the situation.
I was grateful that my car was working again and that I could travel to my job. I was grateful for the job, which was allowing me to pay for my living expenses. I was grateful that I had developed the ability to save.
I didn’t have to let this one financial setback define my future.
All of these new thoughts helped me go from thinking that the situation was unfair to something more empowering.
I now knew, without a doubt, from experience, that it was a good idea to save for a rainy day. This created a burning desire in me to keep saving for future unexpected expenses.
I resolved to overcome the situation with my depleted savings and try again.
I started all over with my savings plan. This time was a little different because I also stopped entertaining tempting thoughts about spending my emergency savings on something unnecessary like a wild shopping spree or an expensive trip.
Looking back, I notice how my view of the situation changed even though the situation itself didn’t change. No one arrived on the scene to rescue me. I still needed to drain my savings account to pay for the car repair.
What changed was my attitude about the situation.
Thinking about the universe being friendly helped me stop beating myself up and start treating myself like a friend with my thoughts.
The next time you feel like things are happening against you in your life, try the following:
1. Make friends with the situation.
My initial negative thoughts about my car repair situation were only serving to cause me to suffer.
Shifting my attitude and searching for more positive thoughts changed the meaning of the situation.
Instead of feeling stuck and hopeless, I started seeing opportunities to improve my situation that were within my control. This allowed me to become more optimistic about the permanence of the current situation and also about my future.
2. Explore gratitude.
Is there anything about the experience that you can be grateful for?
Exploring gratitude made me more aware of the things that were beneficial in my life that I was taking for granted. Appreciating what I had in my life helped me to feel more positive about my circumstances.
3. Look for the lesson.
When difficult things happen, look for the lesson you are learning and how you might be growing from the experience.
It has been many years since my experience with my car and savings account, and I realize now that I may have needed that little kick from the universe to help me grow and learn about the benefits of having funds set aside for emergencies.
One of the best lessons to learn is that it is possible to choose your attitude and shift your thoughts to a more positive track.
While it may not always be easy, if you treat the universe like it is your friend, you may just find that the universe mirrors your friendship right back to you.
Happy man image via Shutterstock

About Karla McEvoy
Karla McEvoy is a writer who enjoys inspiring busy people to strengthen their well-being and uncover more happiness in their lives. Read more at her blog, simplehappynow.com. You can also find her on Twitter.
a very nice read, karla. i’ve been trying to embrace that attitude recently e.g. accidentally bought the wrong item, need to return, find the positive in that situation. i haven’t encountered anything as extreme as your situation (yet!) but your positive outlook is greatly invigorating and i want to bring a similar attitude to yours to any difficult situation from now on 🙂
Hi Karla
Thanks for sharing your story. In my own experience, I have found that everything that happens is for our benefit in some way. Our ‘unwanted’ situations can help us fine-tune our goals and desires, and show us where we still have blocks. As someone who has been studying LOA for several years, I have found that asking how a situation makes me feel is very helpful for uncovering a belief that may have led to that outcome.
I totally agree that practicing gratitude is a great way to shift energy. It put us in a good-feeling space that opens up our world and allows even more good to flow in. And making friends with the situation is spot-on too….we always have the choice of perspective.
Great stuff!
Hi Karla, I think you brought up great points. This can be applied to anything in life. We choose whether we want to see the positive(s) or negative(s) in the situation. There is always a silver lining in the cloud. Our attitudes/perceptions influence so much in our lives, it’s important to choose good ones. Also, better for our health. There are a million things to be grateful for everyday, one negative thing shouldn’t get to us so much. Thanks for sharing =)
This reminds me of this quote I read a while back: “Life is 10% what happens and 90% how I react to it” I try to remember that when “things don’t go my way” LOL!
It is always best for me to see what is right in what is wrong. I have been on crutches for five months, starting to venture on one crutch, sometimes a tad without, but all in all, I have had to dig deep. I just finished mowing my front lawn with one crutch, amazing what you can do when you need to do it. It is not how many times we fall down, but how many times we decide to get up.
Karla, if we can learn from experiences we are always going to become better people. That if nothing else can help us through a tough situation. Sometimes the learning will be as simple as a confidence building “I can handle that now”. We can move forward knowing that we are able to deal with what happens and be undefeated.
Thanks, lene. It can be challenging to find the positive when accidents happen. I can relate to your situation as I have needed to return something I purchased by mistake. It helped me to be compassionate with myself and learn from the mistake. The situation also provided me with an opportunity to practice being assertive by respectfully requesting that the vendor exchange the item. The vendor was understanding and took care of the exchange which made me a grateful and happy customer. Wishing you the best with your return!
Hi Kelli. I agree. Our “unwanted” situations can be great teachers and help us in so many ways. Thanks so much for sharing your experience.
Lapis, you are amazing. Mowing with one crutch! Wow. Your determination is inspirational. Thanks for sharing!
You’re very welcome. I agree. Sometimes that silver lining isn’t so easy to see, but it is there. If I can’t see the positive right away it helps me to let go and trust it will be shown to me when I am ready. Thank you for your wonderful thoughts.
Thanks for sharing this quote, jm. I love it. It is a great to have a pointer like this to remember when things don’t go the way we want them to.
So true, Peter. Some situations sure can shake our confidence if we let them. Thanks so much for your insights.
Hi Karla,thank you for sharing. After having experienced so much pain when deciding to leave my marriage of 28 years I learnt many lessons. That things do happen to us even if we wished they didn’t.That accepting what has happened and focusing on solutions helps you cope better and makes the struggle so much less.
By stepping outside of a situation it allows us to focus on solutions instead of losing our power to the situation. I learnt the hard way but I did learn.
The world is a place where god sent us to do work,love people even if they hurt you,always forgive others & do all work whether personal or anything without thinking about the result of the action.You may fail or pass in an examination but you just need to work hard.We always think about the result before actually we do or start any work.So be honest,be positive,be good to others,love everyone and just do your work.All the work should not be against humanity it should be for humanity.You will feel great if you practise it.
Thank you, Karla. This article was a great reminder for me to change my perspective as I am going through trying times. Once I saw a quote in an Amish toy shop that said something like, “Things work out the best for those who make the best of the way things work out.” Your article reminded me of that quote.
Hi Karla!
This is great! I love Eckhart Tolle and return to his quotes often to help me along. I have learned that an attitude of gratitude goes a long way.
Hi Karla , this is a great article , on how to look at things from a different perspective. I am going to try this out from today.
I had the same situation before. I was able to save some money but then I had to spend it for something that will truly change my life. Sometimes we have to exchange hard-earned money for important things and once in a lifetime experiences. No regrets!
Hi RT. You’re welcome. Acceptance is not easy when you are in pain, but an important key to moving forward. If we don’t accept what is happening it is easy to get stuck and we may tend to overlook any new opportunities that are available to us. Thanks for sharing your experience.
Thank you for sharing, Sam. It has taken me a long time to get past thinking too much about results. This type of thinking tends to take the joy out of things for me and I put too much pressure on myself. These days I do set intentions, but I have also learned to let go and just see what happens once I get started.
You’re welcome, Tim. I like the quote. Thanks for sharing it. That is a good way to remind you to do your best with the situation.
Thanks, Carolynne. It can be difficult to be grateful when things are happening that you don’t want, but it sure helps to shift the situation.
Thanks, Remo. Best wishes to you.
Thanks for sharing your experience. Glad to hear things worked out.
Such a nice advice.But not always easy to follow.But I’ll keep on working at it till I get it.Thanks for sharing.
Hi Karla!! This page has really helped me to start focusing on the positive instead of the negative. I was in a ten year relationship and my ex cheated and left me for another woman. The woman began harassing me and blaming me of harassing him when it was actually him still coming around me. Anyway, I was letting her text messages get to me. But God had to bring me to a point that there was a lesson to be learned out of this. I am the bigger person and it’s only a distraction from what I’m supposed to be doing. I can’t change their minds but I can change my attitude towards the situation.