“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
A wonderful story from the yogic tradition highlighting the true meaning of wealth goes something like this:
There was once a beggar who spent his days sitting under an old banyan tree on the side of a dusty road that led to a bustling town. The man had been begging in that spot for years, rattling an old tin can hoping that passers-by would feel compassion and offer alms.
Yet, at the end of each day he would only have collected one or two rupees, barely enough to buy a dry chapati and a cup of sweet chai.
One day a wise man approached. Witnessing the beggar’s plight he called out, “My man, why are you wasting your days begging in this way? If you dig right where you are, you will discover great treasure!”
Desperate about his impoverished situation and intrigued by this idea, the beggar decided to take the wise man’s advice. Using his bare hands he began digging the earth under where he had been sitting.
To his utter amazement the beggar discovered a huge bag of rare, gold coins.
Dancing with joy he declared, “Had I realized I was sitting on top of great wealth I could have eased my suffering years ago!”
I was once like the beggar, always seeking ways to fill the empty bowl of my perceived lack, believing that if I worked and saved hard enough I would ensure financial security. However, on October 6th 2008, the bubble of that illusion burst when my husband and I discovered our bank had dramatically collapsed.
Suddenly finding myself looking into the grim face of my worst possible fear, I knew I had to change my understanding of what the energy of money represented and discover the source of true wealth.
As a young adult, I had inherited a strong work ethic from my father along with a subconscious belief that money was “hard to come by.” As a consequence, I had become terrified of lack and even more terrified of loss.
Though I had recognized this unhealthy energy dynamic years ago when starting out on my spiritual path, and grew determined to face and transform ingrained fears, here it was again in a form that could not be ignored.
Committing to pulling the old beliefs out by the roots, I kept drawing strength from entries I had made in my journal a few months earlier. They came in the form a wise man whose “voice” was so strong, powerful, and imbued with equanimity that I was compelled to listen.
The first message was an insistent directive I had heard repeated while waking up early one morning. It was:
“Why are you sitting on your wealth? You have been given everything! What are you waiting for?”
And intriguingly another message had been:
“You are exhausted because you are repressing the energy of your own creative impulse, which is your true wealth.”
Now I became acutely aware of being presented with two choices. One was to descend into contraction, panic, and despair. The other was to accept what was unfolding, view the situation from an elevated perspective, and use the messages like a lifeline.
Choosing an elevated perspective, I knew my soul was urging me to take action and find the courage to share my intuitive gifts rather than continuing to hide out of fear. It was definitely time to start digging in.
With that awareness I formed an intention to heal the financial and creative dynamic, realizing one was simply a reflection of the other:
- First: I accepted the financial loss as a gift, immediately resolving to turn it into a positive, abundant experience.
- Second: I wrote a statement in my journal declaring, “Fine! If we have lost everything, let this be a beautiful starting point. I vow to spend the rest of my life living in alignment with my gifts, skills, and talents.”
- Third: I began to work on the situation energetically. When I sat quietly and asked: “How does this financial situation manifest in terms of a fear-based image?” I saw a dark pit, descending deep into the ground which had the power to suck me in, draining all my energy and resources. The title I gave it was: “Bottomless Pit.”
- Fourth: On inquiring, “What can be done to transform the fear into expansion and abundance?” I began to feel a sense of empowerment and began directing light to the image, working on reducing the size of the opening.
For weeks after, every time fear began surfacing in response to lack, I would visualize the hole becoming smaller and smaller until it was completely gone.
In its place, rising up and out into the universe, I visualized a strong web of light, like a vast tree, spreading its golden limbs into infinity. This image reflected the belief that we receive limitless resources if we share the abundance of who we are, rather than believing in scarcity and limitation.
The gift of losing everything was amazing. It forced me to face my subconscious fears around lack and take responsibility for transforming them into something creative and beautiful.
Since then, the universe has led me to numerous vehicles for creative expression, which have included articles for Mind-Body-Spirit magazines, two books, and several online courses.
Three years on, our financial situation has also taken a graceful turn for the better with a large percentage of our savings unexpectedly reimbursed. I am also feeling more vibrantly alive, energized, and aligned with purpose as formerly repressed creative energy has been allowed to flow unencumbered.
If like many people worldwide you are facing your own financial challenges, have the courage to dig in and access what is available to you right now, right where you are.
Give yourself the abundant gift of engaging in your own self inquiry by asking the following questions:
- Am I sitting on hidden gifts, skills, and talents?
- Is there something I have always wanted to do and have kept putting off?
- What am I most afraid of in relation to the expression of abundant goals for my life?
- Starting right now, how can I begin to make my dreams a reality?
If you are willing to engage in this work, you will have access to the unique beauty and vast richness of your own personal treasure. Over time, you will also arrive at a place where you are immensely grateful for any financial challenges you have had to embrace and transform.
Through suffering and loss, we often recognize that when we have the courage to be who we are, rather than procrastinating or hiding in fear, we are the source and embodiment of abundance.
Lori’s Note: Julie has generously offered to give away 20 one-year-long subscriptions to her online course Living with Alignment, which helps you live an authentic, passionate, purposeful life. If you’d like to enter to win, leave a comment below! You can enter until midnight PST on Sunday October 23.
Photo by UrbanWoodswalker

About Julie Hoyle
Julie Hoyle is a spiritual teacher, natural intuitive and trans-personal hypnotherapist. Her profound spiritual awakening is detailed in her eBook, An Awakened Life- A Journey of Transformation. She offers online courses, soul purpose readings, and energy retrieval at: www.truealignment.org.
[…] Original Post found at Tiny Buddha […]
Oh wow, what a generous donation. I would be deeply thankful to dig deeper with your course. Thank you so much! Peace, Cristie
yay…this post is timely-thank you!
This is a wonderful opportunity to gain steps towards a happier and healthier life! Thank you so much for such a thoughtful donation.
What a great reminder to us all! Thanks for your insightful words 🙂
My life has often be ruled by money, or lack of. This post arrived just in time.
great post. Very insightful
Those last four bullet points really hit me – I AM sitting on some of my talents. I HAVE been putting things off.
Thank you for the generous opportunity to win your course!
This post is amazingly relevant to me and has reminded me where my focus should be. Thank you!
Namaste and thank you all for your comments. I appreciate every word and will be in touch very soon with the free course details!
OM and Many Blessings,
Julie Hoyle
Very timely post for my personal situation. Expansion allows room for growth and wealth (however you may define it) to manifest. Contraction is confining and restrictive, leaving no room.
This couldn’t have come at a better time for me, I am at a point now where I have begun to ask myself some of these questions, in search of changing my situation. Thank you for your post and generosity! It is amazing what someone else’s story can do to touch your own life and maybe give you a little push in the right direction.
I love the part about the voice of equanimity, it is the clearest of all.
I have been discussing this whole concept over the last couple of days. Thanks! It is definiately an area I need to work at in my quest to become whole.
A most inspiring story… Why is it that so many with so little seem to have so much to share?
Julie’s post really, really spoke to me. We are kindred spirits in the way we were raised–good worth ethic, but bad money vibes! I keep coming to the same point–where’s the money going and why do I awake in the night panicked about it? It happens over and over, and I am not an extravagant person. But I have always wanted to write–and I have lots of encouragement from people who have read some of my blogs and posts . . . so why am I not doing it?? And is this what the constant financial struggle is trying to teach me? I am sitting on my wealth–refusing to dig it up–and worrying about my resources. Silly, isn’t it? Thanks, Julie, I am going to make some changes . . . start writing, reprogram my “money memory” and break this cycle once and for all! What’s there to be afraid of? Nothing but success . . . 🙂 I’d love to win a subscription to your online course, it could only take me farther, faster! Namasté . . .
Great article. I need reminders that my own perception of good/bad, right/wrong is often not as clear as I think it is.
Thanks for the reminder!
I really needed to read this-I have wanted to pursue being a children’s author for years, so what am I waiting for?
I agree that you definately attract what you fear – uplifting article – thank you.
This hit my inbox at the perfect time. A great reminder. Thank you.
I would love to know more about this, thank you for the opportunity.
I love the first quote………..
“The real measure of your wealth is how much you’d be worth if you lost all your money.”
….however it scares me. I’m not sure what we be left of me….I would love to explore my “wealth” as a person. I think your free online class would be just what I need to do that.
Thanks for the insight.
~Nancy
Thank you for this post. This means many things to me at the moment with a crossroads I am facing.
Julie- that piece really resonated with me. Thanks you so much for sharing x
Your words really resonate with me. Parallel with what I have experienced and am thinking now. Appreciate the post. Shines, like a marker along the right path.
Thank you for sharing – a divine message
When the student is ready, the master appears. ~Buddhist Proverb.
Great reminder to always have a broader outlook of situations !!!!
Thank you for this article. I feel so stuck right now… I get really motivated but haven’t manifested any of my talents to help me out of my financial situation. I have much gratitude for reading your words. =)
Wow, this couldn’t have come at a better time! I am tired of expelling energy worrying about financial issues that aren’t really important (but seem like it). I will give this some thought….
It’s unfortunate that it takes a negative action in our lives to realize we have the potential to do anything. For me it was a car crash that nearly ended my life. Since then I have done things and set goals that I would never have done in the past.
I consider this my new affirmation “I vow to spend the rest of my life living in alignment with my gifts, skills, and talents.” – Thank you Julie!
It’s beautiful and true and exactly what my focus is now.
“Why are you sitting on your wealth? You have been given everything! What are you waiting for?” – This really touched me because it’s the question I’ve been asking recently … I’ve never been able to escape my gifts and now I’m pleased about that. But what I’m finding amazing is how everything is coming together at the moment and this article is just perfect. I’m going to share it on my facebook page!
Thanks Julie – if there is a chance of winning a place on your course – after reading this article I think I’d love it! Either way I’ll be using that affirmation for years to come. Thank you,x
Wow, some powerful imagery there! I am so glad that I clicked through from Tiny Buddha on Facebook- this was very timely for me. Thanks!
I hope to be able to release my gifts as soon as possible–thanks for writing this and encouraging us to do so
Great article- thanks for the lift!
Thanks for sharing your story!
I especially love the visulization of the deep dark hole growing smaller when the thought of fear surfaced. this has me excited to try these in my life as well. Thank you Lori and Tiny Buddha 🙂
Awesome and timely article – thanks for sharing!
This is fabulous! And exactly what I needed today. In gratitude~
That first quote spoke to me. I really feel that if we center our lives around non-material wealth, then we become the happiest (and wealthiest)!
Thanks for this motivating and inspiring message. I am more afraid of my own greatness and gifts than I realized. I make excuses, when jumping into action is the only way I will be able to live and work” in alignment with my gifts, skills and talents. Your course may be just the tool I need to assist me in my endeavors. Thanks for your generous spirit.
thank you so much for sharing. It brought me back in alignment!
What a timely and astute article. I was discussing this very matter with my 12 year old daughter last night, and SHE was the one telling me to let go and embrace my gifts, not to worry about steady paychecks and health insurance. As she put it, if you’re not doing something that makes you happy, you are making everyone else miserable. (Am I proud of her!) At least she is learning better lessons than I did at that age. Like Julie, I grew up with a dynamic of lack, coupled with splurge spending on credit cards. It was the worst sort of money management, and became deeply ingrained in my psych, probably because it was so whacked out.. The idea of letting go of money completely is terrifying and yet so attractive. I will be spending some time alone meditating on this list this weekend. Julie, thanks you so much for sharing so generously of yourself.
Quite inspirational. Thank you. The messages conveyed in this piece will no doubt be the basis for conversations between my husband and me as we further internalize and God willing, realize opportunities with the Peace Corps.
T Benson
Wisconsin
Thank you for your inspiration and fundamental guidance to finding peace. We are the stumbling block to our own emotional, spiritual and financial growth and success.
Ver very inspirational, and fits exactly where I am at the moment! Thank you for this, and here’s hoping I win a subscription. Either way, than you for the article!
When that pit of fear yawns in front of me, I repeat fear means false expectations appearing real. I know there is true fear which is warning me of something, but most of my fear is anxiety related to the above definition.
I know what I want to do, but I feel caught in the web of those I am already serving. I will step away from the pit and do some digging.
Thank you for sharing your inspiring story, this was exactly what I needed to hear today!
Hi Julie, thanks for writing this piece and sharing. It reminded me to treasure and make use of the treasures I already have instead of desperately waiting for alms. Because begging seems easier than digging, it is such a temptation. Entries like this serve as great reminders.
There were several things in this article I could relate to, like turning an obstacle into a vision in order to deal and overcome it, going back to old journal entries for enlightenment (the power of words we write to ourselves should never be underestimated, as I’ve learned through some trying times, as those words could help you pull through), and sitting on top of a great wealth. I would really, really love to take part in your “Living with Alignment” course. 🙂
Thank you for the article. Since the bubble burst I too have been struggling and lost everything. Literally. But I learned I don’t need all the material things I had. I’m barely making it now, but more relaxed and more grateful for the people in my life and what they bring to it. Which by the way, when you lose all the “means”, you find-out really fast who your real friends are and who was ramoras.